Turning Page Financial
Turning Page Financial helps individuals and couples get organized, see the full picture, and move forward with confidence during life's biggest transitions.We turn scattered income, expenses, assets, debts, and goals into a clear plan, so you can make important decisions with less stress and better information. Using financial projections and decision modeling, we give you what you need to choose the path that is right for you.We do not recommend investments or collect account-access information. Instead, we give you clear tools and organized information to help you decide with confidence.
Finance for Couples:• Discovery: Identify each partner's relationship with money and begin drafting a financial agreement.
• Financial Standing: Review each partner's individual assets and liabilities, with a side-by-side comparison.
• System: Determine the fairest method for sharing expenses. What makes sense is not always what is fair, so we explore multiple options.
• Structure: Evaluate whether the couple has the right tools in place to share expenses.
• Communication and Life Stages: Decide how often to meet, and plan how to communicate life's changes.
Divorce Financial Untangling:• Asset and Debt Inventory: Identify who owns what.
• Division Scenarios: Analyze financial scenarios for the possible ways to allocate assets and debts.
• Post-Split Budget: Prepare for your lifestyle after the divorce.
• Untangling Checklist: Separate joint accounts, beneficiaries, autopay, credit, and more.
Costa Rica Retirement:•Retirement Income Map: Project all continuing assets and obligations, with appropriate milestones.
• Costa Rica Lifestyle Budget: Define your desired location, rent versus purchase, transportation, recreation, and more.
• Property Decision Analysis: Evaluate location, budget, closing costs, maintenance, and property taxes.
• Residency and Professional Checklist: Decide whether residency makes sense, which route to take, and what to expect for legal fees and timing.
• Move Readiness: Make sure all your past obligations are covered as you enter a new chapter.
Estate Planning:• Beneficiary Designation Review: Decide who gets what, with fairness checks across heirs.
• Asset and Liability Inventory: Compile a complete list of what you own and what you owe.
• Liquidity Analysis: Determine the cash available at death, with scenario analysis.
• Document Location and Coordination: Organize the will, trust, POAs, healthcare directives, and more.
Retirement Readiness:• Retirement Lifestyle Budget: Project your current monthly spending, with dynamic cost increases.
• Income Timeline: Map out annuities, investments, and other income sources.
• Asset and Liquidity Inventory: Build a clear picture of all liquid assets and their associated debts.
• Health Care and Insurance Bridge: Plan for current and future coverage needs, including specific medical conditions.
• Stress Test Scenarios: Use an adjustable retirement model to test different outcomes.
Franck brings more than 20 years of finance experience supporting major corporations, including several of the world's largest biotechnology companies. Throughout his career, he has helped organizations understand complex financial information, evaluate important decisions, and find clearer paths forward. Now, he wants to bring that same expertise to individuals through a replicable format.In 2024, Franck entered a "soft retirement," dividing his time between the United States and Costa Rica. While stepping away from the corporate world, he discovered that he still genuinely enjoys finance, especially when it helps people feel more organized, confident, and in control of important life decisions.Through Financial Ally, Franck brings his practical, analytical approach directly to individuals and couples. He helps clients organize their information, see the complete picture, and use clear tools to make thoughtful decisions during major life transitions.
Contact me for an introductory session.$1,500-3 month engagement (5/6 Bi-weekly sessions).
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